People are living longer on average and will need to save more for their retirement.
As a result, the government and regulators have introduced changes in recent years to help more people save, especially at work, and to make accessing your pension much more flexible. This ranges from the introduction of Automatic Enrolment in 2012 to Pension Freedoms in 2015.
Insurance and long-term savings providers are part of these changes and offer pension and other products to help you save for retirement.