Other top reads
Automatic enrolment: What will the next decade bring?
We show that while automatic enrolment has significantly increased pension participation, the next decade should focus on raising contribution rates, improving engagement, and addressing the needs of self-employed individuals to ensure adequate retirement provision for all.
Prepare for care: What does the planned social care reform mean for people funding their own care?
Our research examines the financial needs of older people using care services and proposes policy solutions to support them, highlighting the roles of public and private funding, the insurance industry, and the need for clear information and guidance.
ABI report: A vision for pensions dashboards
Our report discusses the final preparations and future steps needed for the successful implementation of Pensions Dashboards, emphasising the importance of robust architecture, clear liability models, data quality improvement, and regulatory support.
Scale of pensions blind spot exposed
Our research highlights the need for Pensions Dashboards to improve engagement with pensions, revealing that 1 in 5 people do not access their pension information and reinforcing the importance of offering multiple digital platforms to cater to different generational preferences.
Five years on: Future-proofing the freedoms
We examine the impact of the 2014/15 pension freedoms, highlighting the benefits and risks, along with proposing reforms to enhance support and safeguards for retirees.
Principles for tailoring retirement risk warnings
This report recommends restructuring pre-retirement communications using behavioural insights to deliver accessible and impactful information, including tailored risk warnings at different life stages, to help consumers avoid pitfalls and achieve better outcomes.
Communications through the life course
Our guidance for employers, providers, and pension schemes on implementing tailored and phased communications to engage consumers effectively at different life stages by treating them as individuals rather than using a one-size-fits-all approach.
Interventions in the retirement market: A five-point plan to engage customers with their pensions
This paper outlines interventions to help customers navigate retirement decisions by improving communications and encouraging guidance and advice, along with requiring collaboration from industry regulators and policymakers.
Reframing pension savings
Our research found that clear, simple messages, especially those highlighting the benefits of employer contributions and tax relief, can significantly improve consumer understanding and motivation to save into pensions.
