Ghost broking

Many people who have fallen victim to a ghost broker, won’t realise their policy isn’t genuine until they’re stopped by the police or try to make a claim.  

If you buy a policy from a ghost broker you could be liable for claim costs, face a penalty notice, have points added to your licence, and risk having your car seized. 

You can check the British Insurance Brokers’ Association website for a list of all authorised insurance brokers. You can also contact the insurance company directly to verify the broker’s details. 

Report: If you have information about ghost brokering activity, contact the Insurance Fraud Bureau (IFB) Cheatline by filling out this form.